Always know
where your money is.
Your bank balance is fiction. It shows you what's there, not what's available. Pockets shows you the one number that already accounts for rent, insurance, that thing in nine days, and everything else coming up.
The number in your bank app is lying.
Not on purpose. It's just answering a different question. It tells you what's there. It does not tell you what's yours to spend. Those are completely different numbers, and the gap between them is where overdrafts come from. Where missed rent comes from. Where the spiral starts.
Rent isn't out yet
So it's still in the number. Until the 1st, when suddenly it isn't, and now you're rearranging your life over a Tuesday.
Auto-pay in nine days
Insurance, subscriptions, the gym you swear you'll use. The screen forgot. So did you. The money didn't.
2 AM, balance looks fine
It wasn't fine. The bank just hadn't told you yet. By the time it does, the impulse buy already happened.
One truthful number.
Your bank balance, minus everything you've already promised to future-you. Rent, insurance, groceries, the vet bill in three weeks. Whatever's left after all of that — that's what you can spend tonight. We call it Good to Go.
One number. Always honest. If it's positive, you're fine. If it's red, stop. The rest of the app exists to make sure that number stays truthful.
Your bank balance is a lie. Let's fix that in three steps.
1 Connect your bank
We read your transactions to find your paycheck and bills — the boring part, done for you. Read-only: we can see, never touch. Your login stays with your bank.
2 Schedule your paycheck
Tell Pockets when payday lands. It funds every Pocket automatically each payday — setting aside what each one needs so the money's there when bills come due.
3 Set up your Pockets
Pockets set money aside for what's coming — rent, groceries, the vet bill — so it's there when each is due. Everything else is your Good to Go: what's actually safe to spend.
Built for the way real spending actually goes.
Auto-fund on payday
Tell Pockets when your paycheck lands. The day it hits, every Pocket fills itself to where it needs to be.
Spending Funds
Groceries, gas, eating out. Pockets that refill each paycheck instead of saving toward a target.
Live multi-bank
Connect multiple bank accounts and see your Good to Go across all of them.
Forecasting
Pockets knows what's coming. Rent on the 1st. Insurance on the 9th. The number already accounts for it.
Built for ADHD
If you've blown rent on a 2 AM impulse buy more than once, this is for you. The number stops you before you swipe.
Catch Up
Borrowed from a Pocket and want to put it back? One tap restores it to where it should be. No mental math.
Your data is yours. We mean it.
Pockets only works if you trust it with your money's story. So we keep the deal simple.
We never see your login
Your bank connection is read-only. Pockets can read your transactions to do the math — it can never move, withdraw, or touch a cent of your money.
Never sold. Ever.
We don't run ads, and we will never sell or share your financial data with advertisers or data brokers — not now, not if we get big, not ever.
Only what we need
Card and account numbers stay masked — we only ever see the last few digits. Your access is encrypted, and you can delete everything anytime.
Want the whole picture? Read the full Privacy Policy.
Stop spending money you don't have.
Let Pockets help you stay on top of your money so you know what's Good to Go and what's not. Create a free account today!
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